Enhanced Annuities

An enhanced, also known as impaired annuity is where your health and lifestyle may entitle you to a higher income. If you take prescribed medication, have a known medical condition even if that condition was in the past, you could qualify for a higher annuity rate. 


As Independent Financial Advisers we research the whole of the market to secure you the highest annuity possible based on your age, gender and your pension fund size also the options that you choose taking into consideration any medical conditions or lifestyle factors. (Smoking)


We are here to help you, contact us if you would like to discuss the process in more detail or have any questions. Conditions include, but are not limited to:


◦ High blood pressure
◦ High cholesterol
◦ Diabetes
◦ Arthritis
◦ Heart attack
◦ Angina
◦ Cancer
◦ Asthma
◦ Kidney failure
◦ Stroke
◦ Multiple sclerosis
◦ Dementia


This lifestyle and medical questionnaire should only take a few minutes to complete and could mean a higher income for you for life email us and we will send you back a confidential questionnaire for you to complete. Please complete this form and return it to JMC Financial Services 35A Ritchie Street West Kilbride KA23 9HF

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